You’re calling divorce attorneys, trying to get a feel for who you’ll hire.

You’re nervous on the phone. Your heart races a little when the front-desk person picks up.

One of the reasons you’re nervous is cost.

Lawyers cost a lot.

Of course, you know hiring one is worth the money since you have kids and a house and retirement money you need to figure out.

But, still, paying for an attorney makes you nervous.

You’re not alone. Everyone feels this way, and then everyone finds a way to pay so an attorney can help take care of them through the Utah divorce process.

So, how do people pay for divorce attorneys?

Here are the most common ways:

  1. Credit card.

This is by far the most common way people pay. Divorce attorney fees are marital debt, which means you can use a family credit card.

People either pay off the credit card during the divorce process, or they pay minimums and then pay it all off when the home (or they receive some other asset) is sold and they get a chunk of money at the end of the divorce.

  1. From the marital savings account.

Again, divorce attorney fees are marital debt, so you can take money from the joint savings account and pay your attorney.

  1. Loan from parents/family.

Very often, a parent will help pay divorce attorney fees. I can’t tell you how many times I’ve spoken with parents who are paying our fees during a consultation. Asking parents/family for help is completely normal.

  1. Personal loans or loans from 401(k).

Much less often than the first three, people take out a personal loan or a 401(k) loan to pay attorney fees. I’ve wondered why this is, and I think the primary reason is it’s much easier to use a credit card than go get a 401(k) loan and wait a few weeks for the funds to come through. Convenience is a big factor in the end.

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